You will work through a mortgage adviser when you apply for a mortgage. This could be an independent mortgage adviser, an online broker or your chosen lender’s in-house adviser.
Choosing your adviser early on will almost definitely save you time, effort and possibly some money too.
The right adviser will be able to advise you on the most suitable products for your particular circumstances, and then source the best available deals with the lenders that are the most likely to lend to you. They also know which lenders will deliver the highest quality service and the quickest turn-around.
Please read the guide, even if you do not plan to use a mortgage adviser. The guide will explain why you should consider using a mortgage adviser. Bear in mind that mortgage advice does not have to cost you any money.