The next step after completing your mortgage application is to arrange a home inspection (or building survey) by a certified surveyor. You do not have to do this, but it will give you peace of mind that the property you are about to purchase is structurally sound.

There are different types of surveys available, including a Condition Report, a HomeBuyer Report, and a Full Building Report. The type of survey you choose will depend on the age, condition, and value of the property.

Ensure that you are aligned with your lender’s requirements on the type of survey required.