A calculator that can help you work out how much equity you will have after three or five years based on your mortgage choices and how you believe property prices might change in the future
Enter a purchase price to see the results
DISCLAIMER
The outputs of this calculator serve as a GUIDELINE only. It is based on the information you have provided. Stamp duty is calculated based on your stated purchase type, and it assumes the buyer(s) are UK residents. The default values on mortgage interest rates and property growth merely serve as a starting point and do not represent actual interest rates or growth rates. The calculator makes no assumptions about the maximum loan to value constraint a lender is likely to impose. The income requirement is a guideline, and it assumes that a lender will lend between 3.5 and 4.5 times the stated annual income. The actual amount that a lender would be willing to lend will depend on your circumstances, the property you intend to mortgage, and their lending criteria. A mortgage in principle, which you can obtain through your mortgage adviser or directly from a lender, will give you a more accurate estimate.